Privacy Policy

Please note that the practices of DC Plan Insurance Solutions, LLC, its contractors, independent contractors, and its agents (“DCPIS"), with respect to data collected and used by DCPIS in connection with this website and its affiliates with links to this policy (collectively, the "Site") and DCPIS products and services available or enabled via the Site ("Products and Services"), are governed by this online privacy policy ("Privacy Policy") as amended from time to time. To the extent that any terms of the Privacy Policy conflict with the terms of an existing written (including electronic) agreement between you and DCPIS regarding the use of specific areas of the Site or specific Products and Services (including Product- and Service-specific licenses, terms of use, or privacy disclosures) (collectively, "Product Agreements"), the terms of the Product Agreements shall govern.

Changes in Privacy Policy

All personal information ("personal information" is defined as any information that identifies or can be used to identify the person to whom such information pertains) that we collect and maintain will be subject to this Privacy Policy, as amended from time to time.

Entities collecting personal information

Personal information on this Site is collected on behalf of DCPIS which is responsible for this site. DCPIS's address is 2754 Brandt Drive South, Suite 200 Fargo, ND 58104 USA, and its telephone number is 701-235-1183.

The Site contains links to other sites at which personal information is collected. In such instances, unless expressly provided to the contrary, the collection and use of your personal information will be governed by the privacy policy applicable to that site. That privacy policy should identify the entity that is collecting your personal information.

Collection of personal information

As a visitor to this Site, you can engage in many activities without providing any personal information. DCPIS may collect non-public personal information submitted by you or from your employer (“Personal Information”). Such Personal Information may include names and business addresses, financial information, email addresses, phone numbers, etc. DCPIS may also collect information of employee participants including names, dates of birth, gender, social security number and state of residence.

We receive information primarily from forms and files submitted to us by either you or your employer. We may also collect information from outside sources, including insurance companies that have underwritten your products.

Information Collected Automatically

When you use the Site and the Products and Services, DCPIS may also collect certain information about your computer to facilitate and evaluate your use of the Site and the Products and Services (“Usage Data”). For example, we may log environmental variables, such as browser type, operating system, CPU speed, referring or exit webpages, and the Internet Protocol (IP) address of your computer. DCPIS may also use such Usage Data to measure traffic patterns on the Site and usage of the Products and Services. We do not match such Usage Data with any other information held by DCPIS unless we have your consent.

DCPIS may collect other Usage Data about the use of the Products and Services and the Site, such as the number of downloads, types of Services used, how many users we receive daily, and the IP/Internet address of your computer. This information is collected in aggregate form, without identifying any user individually.

How your Personal Information is used

DCPIS will never sell your Personal Information to a third party without your express consent.

Personal Information may be collected for use in preparing insurance sales proposals and illustrations, submitting applications for insurance or other products, and with administering the insurance program. If you contact us by email or otherwise, we will use the information you provide to answer your question or resolve your problem or otherwise address the issue presented to us.

How your Usage Data is used

DCPIS may use Usage Data for improving the Site and the Products and Services, providing more relevant experiences to our customers and for statistical analysis.

Your choices with respect to Personal Information

DCPIS recognizes and appreciates the importance of responsible use of information collected on the Site and in connection with the Products and Services. DCPIS will respect your legal rights regarding access to and correction and deletion of your Personal Information. Except in the particular circumstances described in this Privacy Policy, DCPIS will not provide your name to other companies or organizations without your consent.

There are other instances in which DCPIS may divulge your Personal Information, such as where required by law, regulation, or litigation or in an instance where disclosure is required as part of the services we offer you or your employer. We may also disclose information about you if we determine that such disclosure should be made for reasons of national security, law enforcement, or other issues of public importance.

Protection of your personal information

DCPIS takes several steps to protect your personal information and to maintain the confidentiality of those who access the Site or use Products or Services. DCPIS limits access to non-public information to those of our associated persons who are involved in offering or administering your products and services. DCPIS may share non-public information with insurance companies who are involved in offering your product, including for purposes of quoting, underwriting, issuing and administering the product. DCPIS may share non-public information with non-affiliated companies that perform support services for your account, such as your 401k record keeper. We do not disclose non-public information to anyone else, except as required by law or regulation.

Tracking, use of cookies, web beacons and similar devices

In order to improve our Products and Services and the Site and provide more convenient, relevant experiences to our customers, we and our vendors may use "cookies". A cookie is small amount of data that is transferred to your browser by a web server and can only be read by the server that gave it to you. It functions as your identification card and enables DCPIS to record your passwords and preferences. It cannot be executed as code or deliver viruses.

Most browsers are initially set to accept cookies, and most Products and Services that include similar devices are typically initially activated to collect data. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. (For some web pages that require an authorization, cookies are not optional.)

Privacy complaints

DCPIS takes its users' privacy concerns seriously. If you believe that DCPIS has not complied with this Privacy Policy with respect to your personal information or if you wish to update or view your personal information or if you have questions about our Privacy Policy, you may write to the DCPIS Privacy Officer at the following address: